OCT
17
The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Newcastle upon Tyne

Gale and Phillipson Financial Advisers

18 - 24 Grey St, Newcastle upon Tyne NE1 6AE, UK – 0191 468 2500

Once I decided it was time to sort my pensions out, I spoke to Paul Bain at Gale and Phillipson to help me create a retirement plan. I wanted to make sure I have enough retirement income for me but can also pass some money down to my children. Paul listened to me and explained all of the options that were open to me. He communicates with me regularly and has given me confidence about my future retirement

Lowes Financial Management

Fernwood House, Clayton Rd, Newcastle upon Tyne NE2 1TL, UK – 0191 281 8811

Nicola and Katherine are always very helpful and nothing is too much trouble.We are very satisfied with the service we receive and would not hesitate to recommend your company.

lowes have managed my financial affairs for 24years without a single glitch. I cannot speak too highly of their professional,polite and friendly way in which they offered advice to my questions I would advise anyone who may be looking for a financial advisor to speak with Lowes. Paul. Patchett

Ellis Bates IFA Newcastle

Hood St, Newcastle upon Tyne NE1 6JQ, UK – 0191 232 8391

I have been using Michael Cope of Ellis Bates for the last 20 years and always found his service and approach second to none. I wouldn't hesitate to recommend him and the firm.

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Newcastle upon Tyne.

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